Insurance Company of the South (ICOTS) is a Georgia-domiciled
property and casualty insurance company that provides
credit-related property insurance in Georgia and North Carolina.
The company's product offerings include: collateral protection on
real estate and autos, credit property, contractual liability
covering debt cancellation, vehicle service contracts and extended
service contracts, involuntary unemployment insurance and non-file.
The majority of the premium generation is developed through
networks of small loan companies and small regional banks.